View Full Version : Car Insurance!


98blkaccordex
08-31-2005, 11:01 PM
I just bought full coverage for my car. I'm paying 32 bucks a month till Dec. It's AAA insurance. I used to pay 100 bucks a month for just liability. I'm only getting this price because the car is under my mom's name! She has no points on her record, and also drive a corrolla. So she gets multi-car discount, and a 20 year driving experience. I don't have points on my record either, but I only have a 5 year driving experience. I think i'm okay to drive the car, having it really be my mom's car! I have a license, but what are the risks i'm taking? If anyone else shares my situation, let me know. I figure, as long as I don't get into accident, I'll be fine. [sm=goodidea.gif]or[sm=badidea.gif]

accorddriverc
09-01-2005, 01:14 PM
you should be ok I think she can add you as a driver. you are lucky your insurance is so cheap
I pay about $3200 a year for full coverage on my car

WS6M21
10-18-2005, 04:59 PM
Just be careful that your mom is reporting the right usage or miles driven and by which driver. If there is a problem and it isnt reported correctly you and her will be screwed.

Shocker
10-20-2005, 01:43 PM
I wish I had car insurance that cheap ive had my licence for about 3 and half yrs now and well i got 5 tickets hahah not to mention that i pay $3400 CAD a year

HONDAMOTOR2001
10-18-2006, 11:15 AM
IM 22, NO TICKETS NO ACCIDENTS, PAY $64 A MONTH WITH USAA FULL COVERAGE

Fenix
10-18-2006, 08:27 PM
24, full coverage been driving for 7 years (didnt realize it was that long) and i pay 1200 for 6 months

as far as if your ok to drive the car, as long as your listed as the main driver you'll be fine. Do me a favor thou, ask your mom if she'll put me on her inssurance, cause mine is killing me ;)

sir_nasty
10-18-2006, 08:51 PM
USAA rocks... I have the same company and pay like $66.00 a month for a 2000 dodge durango full coverage.... If your insurance is 200 a month I would SERIOUSLY start looking elsewhere... unless you've got a few tickets that just sounds ludicrous to me... I'm not much older than you and I have a 2000 durango, 94 accord and 91 civic and pay less for all three (full coverage on durango) than you do for your one car alone...

sir_nasty
10-18-2006, 09:02 PM
I just went through progressives online quote deal and they were asking $266.00/month for the same coverage I'm paying $108.00/month right now.... that's why I say do your homework and shop around it could be worth at least $100.00/month

kevin_nguyen0862
10-18-2006, 09:25 PM
i been driving 3 1/2 years and i am paying about 1400 a year for full coverage and its for AAA which i think is the best.

thunder_x
10-18-2006, 10:36 PM
i pay 1100 a year for my race car, aka 91 accord...
liablilty

YeuEmMaiMai
10-19-2006, 08:48 AM
1500/yr full coverage

high performance cars get you in the rear......

Slusher
10-21-2006, 01:30 AM
USAA all the way! I have all my insurance through them and loans as well. Back in Ohio full coverage on a Chevy Tahoe was about $500 a year and was even cheaper with my accord. Now, Phoenix is a whole different story...

Hondamatic
10-22-2006, 02:56 PM
ORIGINAL: Slusher

USAA all the way! I have all my insurance through them and loans as well. Back in Ohio full coverage on a Chevy Tahoe was about $500 a year and was even cheaper with my accord. Now, Phoenix is a whole different story...


I'm right there with you!!!

I only have liability, just as a broke college student; it's the only way I can afford to have several vehicles on the road. My 6 Mo. Policy is $324 for 2 Vehicles (1989 Montero + 1994 Montero) It was $409 before I recently dropped my Accord after the accident.

After the Deer incident however, I will be putting comprehensive on my '94, and eventually collision after I drop my '89 and transfer that registration back over to my '87 Montero. That will bring me up to $550 for two cars. One with Collision, one with Liability as I only drive it on weekends/Offroad recreational use.

USAA All the way baby!!!